*{
margin: 0;
padding: 0;
}

.clear {
clear: both;
width: 0;
height; 0;
border; 0;
margin: 0;
}

#wrapper {
margin: 0px auto;
width: 900px;


}



body{
font-family: Arial, Helvitica, Calibri sans;
margin-top: 30px;
background-color: #ddd2b2;
}

a{
color:#ffffff;
text-decoration: none;
}

a:hover{
color:#e0dcc5;
text-decoration: none;
}


a.footer-link{
color:#ffffff;
text-decoration: none;
}

a.footer-link:link {
color:#ffffff;
text-decoration: none;
}

a.footer-link:visited {
color:#ffffff;
text-decoration: none;
}


a.footer-link:hover{
color:#e0dcc5;
text-decoration: underline;
}


h2{
color: #ffffff;
}



/*Header*/
#links {
width: 900px;
}

#links li{
display: inline;
padding-right: 25px;
font-size: 14pt
}

#links ul {
margin: 10px 0 0 100px;
}

#header{
height: 45px;
background-color: #cb1111;
margin-bottom: 10px;
border: 1px solid #000000;
}



/*Content*/
#content {
  padding: 10px;
  background-image: url('graphics/wood_bg.jpg');
  background-repeat: repeat;
  border: solid 1px #000000;
  min-height: 400px;
}


/*Home Page*/
#motto {
  margin-top: 20px;
  text-align: center;
}

#three-col-wrapper{
  height: 320px;
  padding: 0px;
  margin: 0px 0px 0px 15px;
  border: 0px;
  width: 850px;
  /* IE6 */
  _width: 860px;
  _margin: 0;
  _padding: 0;
}

#home-left{
  width: 261px;
  _width: 241px;
  height: 300px;
  _height: 316px;
  float: left;
  padding: 5px;
  _padding: 0px;
  margin-left: 0px;
  margin-right: 5px;
  border: solid 2px #000000;
  background-color: #e0dcc5;
  _margin: 0;
}

#home-middle {
  width: 265px;
  _width: 255px;
  height: 300px;
  padding: 5px 3px 5px 3px;
  _padding: 0;
  margin: 0 8px 0 7px;
  float: left;
  border: solid 2px #000000;
  background-color: #e0dcc5;
  _margin: 0 0 0 7px;
}

#home-right{
  width: 261px;
  _width: 251px;
  height: 300px;
  _height: 316px;
  float: right;
  padding: 5px;
  _padding: 0;
  margin-left: 5px;
  margin-right: 0px;
  border: solid 2px #000000;
  background-color: #e0dcc5;
  _margin: 0;
}

#home-right p{
margin: 10px;
}

#home-left  p {
margin: 15px 10px 10px 10px;
line-height: 25px;
}

#home-middle p{
margin: 10px;
}

#home-left img {
margin: 10px 10px -10px 10px;
}

#home-middle img {
margin: 33px 10px -10px 13px;
}

#home-right img {
margin: 10px 10px -10px 10px;
}

#home-right ul {
margin: 15px 10px -10px 33px;
}

#home-right li {
padding-bottom: 10px;
font-weight: bold;
}







/*Agency Staff*/

#left-holder{
width: 425px;
float: left;

}

#right-holder{
width: 425px;
float: right;
}

.staff-left{
background-image: url('graphics/staff-holder-right.png');
background-repeat: no-repeat;
height: 220px;
width:425px;
margin-top: 30px;
}


.staff-text-left{
width: 250px;
height: 210px;
float: right;
color: #ffffff;
}


.staff-right{
background-image: url('graphics/staff-holder-left.png');
background-repeat: no-repeat;
height: 220px;
width:425px;
margin-bottom: 30px;
}

.staff-text-right{
width: 250px;
_width: 237px;
height: 210px;
float: left;
margin: 5px 0 0 10px;
color: #ffffff;
}


.staff-text-right h3{
color: #ffffff;
margin-top: 65px;
}

.staff-text-left h3{
color: #ffffff;
margin-top: 65px;
}

.staff-text-right a{
color: #cb1111;
font-weight:bold;
}

.staff-text-left a{
color: #cb1111;
font-weight:bold;
}

.staff-text-right a:hover{
color: #ffffff;
}

.staff-text-left a:hover{
color: #ffffff;
}

.staff-right img{

width: 150px;
height:200px;
margin: 5px 0 0 5px;
}

.staff-left img{

width: 150px;
height:200px;
margin: 5px 0 0 10px;
}




/*Products and Services*/
#pr-wrapper {
margin: 0px auto;
width: 570px;
padding:10px;
}


.pr-holder {
background-image: url('graphics/products_holder.png');
background-repeat: no-repeat;
width: 550px;
height: 210px;
margin: 10px 10px 20px 10px;
padding: 10px 10px 10px 15px;

}

.pr-holder ul{
	float: left;
	width: 40em;
	margin: 0px  0px  0px  40px;
	padding: 0;
}

.pr-holder li{
	line-height: 2em;
	float: left;
	width: 17em;
	margin: 0;
	padding: 0;
	color: #ffffff;
	font-weight: bold;
}

#pr-motto{
float: right;
margin-top: -35px;
}

/*Contact*/
#contact-form{
float: left;
width: 425px;
}

#map{
float:right;
width: 425px;
margin-top:48px;
}



/*Insurance Companies*/

.img-space{
padding-left: 30px;
margin: 5px 0 5px 0;
}

/*Footer*/
#footer{
height: 40px;
background-image: url('graphics/wood_bg.jpg');
background-repeat: repeat;
border: solid 1px #000000;
margin-top: 10px;
}

#footer-bottom-block{
position: relative;
top: 7px;
margin-left:65px;
height: 25px;
color: #ffffff;
background-color: #cb1111;
font-size: 8pt;
text-decoration: none;
width: 760px;
}

#footer-bottom-block p{
padding-top: 6px;
margin-left: 40px;
width: 740px;
}


/*Privacy and Disclaimer Pages*/
#text-wrap {
background-color: #e0dcc5;
padding: 10px;
}

#text-wrap ol {
margin: 5px 0 0 30px;
}

#text-wrap  h2{
margin:0 0 10px 245px;
color: #cb1111;
}


/* E-mail Popup Overlay CSS */
/* the overlayed element */
.simple_overlay {
	
	/* must be initially hidden */
	display:none;
	
	/* place overlay on top of other elements */
	z-index:10000;
	
	/* styling */
	//background-image:url(graphics/white_close.png);
	background-color:#FFFFFF;
	
	//width:656px;	
	//min-height:526px;
	width:450px;	
	min-height:300px;
	border:1px solid #666;
	
	/* CSS3 styling for latest browsers */
	-moz-box-shadow:0 0 90px 5px #000;
	-webkit-box-shadow: 0 0 90px #000;	
}

#email_form {
	width: 450px;
	height: 345px;
}

/* close button positioned on upper right corner */
.simple_overlay .close {
	background-image:url(graphics/apple-close.png);
	position:absolute;
	right:-15px;
	top:-15px;
	cursor:pointer;
	height:28px;
	width:30px;
}


.form1 {
	padding: 40px;
}



/* some styling for triggers */
#triggers {
	text-align:center;
}
	
#triggers img {
	cursor:pointer;
	margin:0 5px;
	background-color:#fff;
	border:1px solid #ccc;
	padding:2px;
		
}
	
	
	/* styling for elements inside overlay */
	.details {
		position:absolute;
		top:15px;
		right:15px;
		font-size:11px;
		color:#fff;
		width:150px;
	}
	
	.details h3 {
		color:#aba;
		font-size:15px;
		margin:0 0 -10px 0;
	}



/* styling for form on contact page */
  #contact-form button{
        clear:both;
        border: 0;
        margin: 0;
        padding: 0;
        //margin-left:150px;
        width:125px;
        height:31px;
        //background:#666666;
	background: #DDD2B2;
        text-align:center;
        line-height:31px;
        color:#000000;
        font-size:11px;
        font-weight:bold;
        border-radius: 8px;
        -moz-border-radius: 8px;
	cursor: pointer;
  }